Median Income
$64,027
household / year
Median Home Value
$363,300
owner-occupied
Median Rent
$1,163
gross / month
Cost of Living
90
national avg = 100

Is Lake Havasu City, AZ a Good Place to Live?

Lake Havasu City is a mid-sized city of 57,294 in Arizona, with a median household income of $64,027 and a 5.9% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Lake Havasu City stands out for an affordable cost of living, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Lake Havasu City is right for you depends on your priorities — the full breakdown is below.

All Lake Havasu City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.9

Lake Havasu City's overall cost of living index is 89.9, where 100 represents the US national average. Living in Lake Havasu City costs roughly 10% less than the average American city.

Metric Lake Havasu City, AZ National Avg
Median Home Value $363,300 $244,900
Median Monthly Rent $1,163 $1,163
Homeownership Rate 74.3% 65.9%
Median Household Income $64,027 $74,755

Crime & Safety

Safer than Average

Lake Havasu City's violent crime rate is 355.6 per 100,000 residents — 6% lower than the national average of ~380 per 100,000.

Violent Crime
355.6 /100k
Property Crime
1394.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lake Havasu City is served primarily by Lake Havasu Unified District (4368). The student-to-teacher ratio is 21.3:1 (slightly above the national average of ~16:1).

Metric Lake Havasu City, AZ National Avg
School District Lake Havasu Unified District (4368)
Elementary Schools 6
Middle Schools 1
High Schools 2
Student/Teacher Ratio 21.3:1 16:1
Bachelor's Degree or Higher 18.6% 35.4%
High School Diploma or Higher 91.4% 91.1%

Weather & Climate

Lake Havasu City sees average highs of 65.2°F in January and 109.3°F in July, with 6.0 inches of annual precipitation .

MetricLake Havasu City, AZ
Average High — January65.2°F
Average High — July109.3°F
Annual Precipitation6.0"
Annual SnowfallTrace / None

Demographics

MetricLake Havasu City, AZNational Avg
Population57,294
Median Age54.338.9
Unemployment Rate5.9%3.7%
Avg Commute Time17.8 min26 min
White (non-Hispanic)86.1%59.3%
Black or African American0.4%13.6%
Hispanic or Latino9.7%18.9%
Asian0.8%6.3%
Under 1815.7%22.2%
65 and over34.7%16.8%

Nearby Cities

ZIP Codes in Lake Havasu City

Lake Havasu City, AZ is covered by 3 ZIP codes:

Lake Havasu City vs Other Cities

Frequently Asked Questions

Lake Havasu City's cost of living index is 90, where 100 is the national average. That makes Lake Havasu City roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $363,300 and median rent is $1,163/month.
Lake Havasu City's violent crime rate is 355.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1394.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lake Havasu City are operated by Lake Havasu Unified District (4368). The district has 6 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 21.3:1. 18.6% of adults 25+ hold a bachelor's degree or higher.
Lake Havasu City, AZ has a population of 57,294, a median household income of $64,027, and an unemployment rate of 5.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lake Havasu City averages 65.2°F in January and 109.3°F in July. Annual rainfall is 6.0 inches . Based on NOAA 30-year climate normals (1991–2020).
Lake Havasu City, AZ is covered by 3 ZIP codes: 86404, 86406, 86403.
The population of Lake Havasu City, Arizona is 57,294 with a median age of 54.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lake Havasu City: cost of living index 90 (100 = US average), median home $363,300, median household income $64,027, crime index 83 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Lake Havasu City side by side with your current city to see the trade-offs.