Median Income
$57,364
household / year
Median Home Value
$181,800
owner-occupied
Median Rent
$893
gross / month
Cost of Living
92
national avg = 100

Is Eloy, AZ a Good Place to Live?

Eloy is a small city of 16,075 in Arizona, with a median household income of $57,364 and a 8.3% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Eloy stands out for an affordable cost of living, below-average home prices, lower-than-average crime.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Eloy is right for you depends on your priorities — the full breakdown is below.

All Eloy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.2

Eloy's overall cost of living index is 92.2, where 100 represents the US national average. Living in Eloy costs roughly 8% less than the average American city.

Metric Eloy, AZ National Avg
Median Home Value $181,800 $244,900
Median Monthly Rent $893 $1,163
Homeownership Rate 65.1% 65.9%
Median Household Income $57,364 $74,755

Crime & Safety

Safer than Average

Eloy's violent crime rate is 484.8 per 100,000 residents — 28% higher than the national average of ~380 per 100,000.

Violent Crime
484.8 /100k
Property Crime
969.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Eloy is served primarily by Eloy Elementary District (4448). The student-to-teacher ratio is 18.8:1 (slightly above the national average of ~16:1).

Metric Eloy, AZ National Avg
School District Eloy Elementary District (4448) —
Elementary Schools 2 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 18.8:1 16:1
Bachelor's Degree or Higher 10.0% 35.4%
High School Diploma or Higher 74.9% 91.1%

Weather & Climate

Eloy sees average highs of 70.2°F in January and 107.2°F in July, with 8.2 inches of annual precipitation .

MetricEloy, AZ
Average High — January70.2°F
Average High — July107.2°F
Annual Precipitation8.2"
Annual SnowfallTrace / None

Demographics

MetricEloy, AZNational Avg
Population16,075—
Median Age38.138.9
Unemployment Rate8.3%3.7%
Avg Commute Time27.3 min26 min
White (non-Hispanic)51.2%59.3%
Black or African American8.8%13.6%
Hispanic or Latino29.8%18.9%
Asian1.4%6.3%
Under 1811.9%22.2%
65 and over14.9%16.8%

Nearby Cities

Arizona City, AZ 4 mi Picacho, AZ 6 mi Chuichu, AZ 11 mi Coolidge, AZ 14 mi Casa Grande, AZ 15 mi

ZIP Codes in Eloy

Eloy, AZ is covered by 2 ZIP codes:

85131 85123

Eloy vs Other Cities

Eloy, AZ vs Arizona City, AZ Eloy, AZ vs Picacho, AZ Eloy, AZ vs Chuichu, AZ Eloy, AZ vs Coolidge, AZ Eloy, AZ vs Casa Grande, AZ

Frequently Asked Questions

Eloy's cost of living index is 92, where 100 is the national average. That makes Eloy roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $181,800 and median rent is $893/month.
Eloy's violent crime rate is 484.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 969.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Eloy are operated by Eloy Elementary District (4448). The district has 2 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 18.8:1. 10.0% of adults 25+ hold a bachelor's degree or higher.
Eloy, AZ has a population of 16,075, a median household income of $57,364, and an unemployment rate of 8.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Eloy averages 70.2°F in January and 107.2°F in July. Annual rainfall is 8.2 inches . Based on NOAA 30-year climate normals (1991–2020).
Eloy, AZ is covered by 2 ZIP codes: 85131, 85123.
The population of Eloy, Arizona is 16,075 with a median age of 38.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Eloy: cost of living index 92 (100 = US average), median home $181,800, median household income $57,364, crime index 95 (100 = US average, lower is safer), schools rated C-. Whether these are benefits or drawbacks depends on where you're coming from — compare Eloy side by side with your current city to see the trade-offs.