Stephens, AR, water tower IMG 2210 · Billy Hathorn / CC BY-SA 3.0Stephens, AR, Municipal Building IMG 2214 · Billy Hathorn / CC BY-SA 3.0Security Bank in Stephens, AR IMG 2212 · Billy Hathorn / CC BY-SA 3.0First Baptist Church of Stephens, AR IMG 2211 · Billy Hathorn / CC BY-SA 3.0
Stephens is a small town of 957 in Arkansas, with a median household income of $38,516
and a 2.1% unemployment rate.
Its cost of living index is 79 (US average = 100), which is
21% below the national average.
Strengths:
Stephens stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether Stephens is right for you depends on your priorities — the full breakdown is below.
All Stephens city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 79.2
Stephens's overall cost of living index is 79.2,
where 100 represents the US national average.
Living in Stephens costs roughly 21% less than the average American city.
Metric
Stephens, AR
National Avg
Median Home Value
$54,400
$244,900
Median Monthly Rent
$428
$1,163
Homeownership Rate
83.7%
65.9%
Median Household Income
$38,516
$74,755
Crime & Safety
Near National Average
Stephens's violent crime rate is 466.2 per 100,000 residents
— 23% higher than the national average of ~380 per 100,000.
Violent Crime
466.2 /100k
Property Crime
1736.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Stephens, AR
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
3.3%
35.4%
High School Diploma or Higher
88.5%
91.1%
Weather & Climate
Stephens sees average highs of 55.0°F in January
and 92.2°F in July,
with 56.3 inches of annual precipitation
and 1.7 inches of snow per year.
Stephens's cost of living index is 79, where 100 is the national average.
That makes Stephens roughly 21% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $54,400 and median rent is $428/month.
Stephens's violent crime rate is 466.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1736.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Stephens, AR has a population of 957, a median household income of $38,516, and an unemployment rate of 2.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Stephens averages 55.0°F in January and 92.2°F in July. Annual rainfall is 56.3 inches
with about 1.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Stephens, AR is covered by 1 ZIP code: 71764.
The population of Stephens, Arkansas is 957 with a median age of 33.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Stephens: cost of living index 79 (100 = US average), median home $54,400, median household income $38,516, crime index 107 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Stephens side by side with your current city to see the trade-offs.
