Ratcliff is a small town of 142 in Arkansas, with a median household income of $51,250
and a 14.3% unemployment rate.
Its cost of living index is 84 (US average = 100), which is
16% below the national average.
Strengths:
Ratcliff stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Ratcliff is right for you depends on your priorities — the full breakdown is below.
All Ratcliff city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 83.5
Ratcliff's overall cost of living index is 83.5,
where 100 represents the US national average.
Living in Ratcliff costs roughly 16% less than the average American city.
Metric
Ratcliff, AR
National Avg
Median Home Value
$92,000
$244,900
Median Monthly Rent
$530
$1,163
Homeownership Rate
74.7%
65.9%
Median Household Income
$51,250
$74,755
Crime & Safety
Near National Average
Ratcliff's violent crime rate is 484.5 per 100,000 residents
— 27% higher than the national average of ~380 per 100,000.
Violent Crime
484.5 /100k
Property Crime
1700.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Ratcliff, AR
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
11.0%
35.4%
High School Diploma or Higher
85.3%
91.1%
Weather & Climate
Ratcliff sees average highs of 48.7°F in January
and 92.4°F in July,
with 48.3 inches of annual precipitation
and 2.7 inches of snow per year.
Ratcliff's cost of living index is 84, where 100 is the national average.
That makes Ratcliff roughly 16% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $92,000 and median rent is $530/month.
Ratcliff's violent crime rate is 484.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1700.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Ratcliff, AR has a population of 142, a median household income of $51,250, and an unemployment rate of 14.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ratcliff averages 48.7°F in January and 92.4°F in July. Annual rainfall is 48.3 inches
with about 2.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Ratcliff, AR is covered by 1 ZIP code: 72951.
The population of Ratcliff, Arkansas is 142 with a median age of 46.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ratcliff: cost of living index 84 (100 = US average), median home $92,000, median household income $51,250, crime index 109 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Ratcliff side by side with your current city to see the trade-offs.