Median Income
$46,537
household / year
Median Home Value
$148,100
owner-occupied
Median Rent
$857
gross / month
Cost of Living
90
national avg = 100

Is Hot Springs, AR a Good Place to Live?

Hot Springs is a small city of 38,025 in Arkansas, with a median household income of $46,537 and a 5.4% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Hot Springs stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Hot Springs is right for you depends on your priorities — the full breakdown is below.

All Hot Springs city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.6

Hot Springs's overall cost of living index is 89.6, where 100 represents the US national average. Living in Hot Springs costs roughly 10% less than the average American city.

Metric Hot Springs, AR National Avg
Median Home Value $148,100 $244,900
Median Monthly Rent $857 $1,163
Homeownership Rate 55.6% 65.9%
Median Household Income $46,537 $74,755

Crime & Safety

Higher than Average

Hot Springs's violent crime rate is 534.2 per 100,000 residents — 41% higher than the national average of ~380 per 100,000.

Violent Crime
534.2 /100k
Property Crime
4163.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hot Springs is served primarily by LAKESIDE SCHOOL DISTRICT (Garland). The student-to-teacher ratio is 14.2:1 (better than the national average of ~16:1).

Metric Hot Springs, AR National Avg
School District LAKESIDE SCHOOL DISTRICT (Garland)
Elementary Schools 2
Middle Schools 2
High Schools 1
Student/Teacher Ratio 14.2:1 16:1
Bachelor's Degree or Higher 24.2% 35.4%
High School Diploma or Higher 87.3% 91.1%

Weather & Climate

Hot Springs sees average highs of 51.7°F in January and 93.1°F in July, with 58.0 inches of annual precipitation and 1.1 inches of snow per year.

MetricHot Springs, AR
Average High — January51.7°F
Average High — July93.1°F
Annual Precipitation58.0"
Annual Snowfall1.1"

Demographics

MetricHot Springs, ARNational Avg
Population38,025
Median Age44.738.9
Unemployment Rate5.4%3.7%
Avg Commute Time17.8 min26 min
White (non-Hispanic)72.9%59.3%
Black or African American17.2%13.6%
Hispanic or Latino4.1%18.9%
Asian1.4%6.3%
Under 1818.0%22.2%
65 and over22.7%16.8%

Nearby Cities

ZIP Codes in Hot Springs

Hot Springs, AR is covered by 2 ZIP codes:

Hot Springs vs Other Cities

Frequently Asked Questions

Hot Springs's cost of living index is 90, where 100 is the national average. That makes Hot Springs roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $148,100 and median rent is $857/month.
Hot Springs's violent crime rate is 534.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4163.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hot Springs are operated by LAKESIDE SCHOOL DISTRICT (Garland). The district has 2 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 14.2:1. 24.2% of adults 25+ hold a bachelor's degree or higher.
Hot Springs, AR has a population of 38,025, a median household income of $46,537, and an unemployment rate of 5.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hot Springs averages 51.7°F in January and 93.1°F in July. Annual rainfall is 58.0 inches with about 1.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hot Springs, AR is covered by 2 ZIP codes: 71901, 71913.
The population of Hot Springs, Arkansas is 38,025 with a median age of 44.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hot Springs: cost of living index 90 (100 = US average), median home $148,100, median household income $46,537, crime index 164 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Hot Springs side by side with your current city to see the trade-offs.