Fairfield Bay is a small town of 2,291 in Arkansas, with a median household income of $58,750
and a 1.6% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Fairfield Bay stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Fairfield Bay is right for you depends on your priorities — the full breakdown is below.
All Fairfield Bay city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.1
Fairfield Bay's overall cost of living index is 89.1,
where 100 represents the US national average.
Living in Fairfield Bay costs roughly 11% less than the average American city.
Metric
Fairfield Bay, AR
National Avg
Median Home Value
$154,100
$244,900
Median Monthly Rent
$784
$1,163
Homeownership Rate
86.8%
65.9%
Median Household Income
$58,750
$74,755
Crime & Safety
Safer than Average
Fairfield Bay's violent crime rate is 228.8 per 100,000 residents
— 40% lower than the national average of ~380 per 100,000.
Violent Crime
228.8 /100k
Property Crime
1373.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Fairfield Bay, AR
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
34.3%
35.4%
High School Diploma or Higher
96.3%
91.1%
Weather & Climate
Fairfield Bay sees average highs of 48.4°F in January
and 90.9°F in July,
with 54.0 inches of annual precipitation
and 2.8 inches of snow per year.
Fairfield Bay's cost of living index is 89, where 100 is the national average.
That makes Fairfield Bay roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $154,100 and median rent is $784/month.
Fairfield Bay's violent crime rate is 228.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1373.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Fairfield Bay, AR has a population of 2,291, a median household income of $58,750, and an unemployment rate of 1.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fairfield Bay averages 48.4°F in January and 90.9°F in July. Annual rainfall is 54.0 inches
with about 2.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Fairfield Bay, AR is covered by 1 ZIP code: 72088.
The population of Fairfield Bay, Arkansas is 2,291 with a median age of 68.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fairfield Bay: cost of living index 89 (100 = US average), median home $154,100, median household income $58,750, crime index 62 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Fairfield Bay side by side with your current city to see the trade-offs.
