St. Stephens is a small town of 471 in Alabama, with a median household income of $50,042
.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
St. Stephens stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether St. Stephens is right for you depends on your priorities — the full breakdown is below.
All St. Stephens city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.4
St. Stephens's overall cost of living index is 89.4,
where 100 represents the US national average.
Living in St. Stephens costs roughly 11% less than the average American city.
Metric
St. Stephens, AL
National Avg
Median Home Value
$104,200
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
94.5%
65.9%
Median Household Income
$50,042
$74,755
Crime & Safety
Very Safe
St. Stephens's violent crime rate is 153.1 per 100,000 residents
— 60% lower than the national average of ~380 per 100,000.
Violent Crime
153.1 /100k
Property Crime
588.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
St. Stephens, AL
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
7.2%
35.4%
High School Diploma or Higher
91.3%
91.1%
Weather & Climate
St. Stephens sees average highs of 59.9°F in January
and 91.2°F in July,
with 60.1 inches of annual precipitation
.
St. Stephens's cost of living index is 89, where 100 is the national average.
That makes St. Stephens roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $104,200 and median rent is N/A/month.
St. Stephens's violent crime rate is 153.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 588.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
St. Stephens, AL has a population of 471, a median household income of $50,042, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
St. Stephens averages 59.9°F in January and 91.2°F in July. Annual rainfall is 60.1 inches
.
Based on NOAA 30-year climate normals (1991–2020).
St. Stephens, AL is covered by 1 ZIP code: 36569.
The population of St. Stephens, Alabama is 471 with a median age of 50.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in St. Stephens: cost of living index 89 (100 = US average), median home $104,200, median household income $50,042, crime index 35 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare St. Stephens side by side with your current city to see the trade-offs.
