What are the schools like in Shoal Creek, AL?

School district data for Shoal Creek is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Shoal Creek?

The median household income in Shoal Creek, AL is $130,375 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.1%.

What is the weather like in Shoal Creek, AL?

Shoal Creek has an average high temperature of 54.5°F in January and 91.0°F in July. Annual precipitation averages 58.6 inches.

Shoal Creek, AL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Shoal Creek, AL affordable or expensive?

Shoal Creek's cost of living index is 93, where 100 represents the national average. This means Shoal Creek is 7% less expensive than the average US city. The median home value is $681,500 and the median rent is N/A per month.

Q: What is the crime rate in Shoal Creek, AL?

Shoal Creek has a violent crime rate of 71.2 incidents per 100,000 residents and a property crime rate of 559.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Shoal Creek, AL a Good Place to Live?

Shoal Creek is a small town of 1,171 in Alabama, with a median household income of $130,375 and a 3.1% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Shoal Creek stands out for an affordable cost of living, a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes. Whether Shoal Creek is right for you depends on your priorities — the full breakdown is below.

All Shoal Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.6

Shoal Creek's overall cost of living index is 92.6, where 100 represents the US national average. Living in Shoal Creek costs roughly 7% less than the average American city.

Metric	Shoal Creek, AL	National Avg
Median Home Value	$681,500	$244,900
Median Monthly Rent	N/A	$1,163
Homeownership Rate	94.1%	65.9%
Median Household Income	$130,375	$74,755

Crime & Safety

Very Safe

Shoal Creek's violent crime rate is 71.2 per 100,000 residents — 81% lower than the national average of ~380 per 100,000.

Violent Crime

71.2 /100k

Property Crime

559.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Shoal Creek, AL	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	58.2%	35.4%
High School Diploma or Higher	90.4%	91.1%

Weather & Climate

Shoal Creek sees average highs of 54.5°F in January and 91.0°F in July, with 58.6 inches of annual precipitation .

Metric	Shoal Creek, AL
Average High — January	54.5°F
Average High — July	91.0°F
Annual Precipitation	58.6"
Annual Snowfall	Trace / None

Demographics

Metric	Shoal Creek, AL	National Avg
Population	1,171	—
Median Age	52.4	38.9
Unemployment Rate	3.1%	3.7%
Avg Commute Time	30.4 min	26 min
White (non-Hispanic)	90.9%	59.3%
Black or African American	0.9%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	1.3%	6.3%
Under 18	16.1%	22.2%
65 and over	23.7%	16.8%

Nearby Cities

Highland Lakes, AL 3 mi Brook Highland, AL 4 mi Eagle Point, AL 4 mi Vandiver, AL 5 mi Meadowbrook, AL 6 mi

Shoal Creek vs Other Cities

Shoal Creek, AL vs Highland Lakes, AL Shoal Creek, AL vs Brook Highland, AL Shoal Creek, AL vs Eagle Point, AL Shoal Creek, AL vs Vandiver, AL Shoal Creek, AL vs Meadowbrook, AL

Frequently Asked Questions

Is Shoal Creek, AL affordable or expensive?

Shoal Creek's cost of living index is 93, where 100 is the national average. That makes Shoal Creek roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $681,500 and median rent is N/A/month.

What is the crime rate in Shoal Creek, AL?

Shoal Creek's violent crime rate is 71.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 559.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Shoal Creek?

School district information is sourced from NCES Common Core of Data.

Is Shoal Creek, AL a good place to live?

Shoal Creek, AL has a population of 1,171, a median household income of $130,375, and an unemployment rate of 3.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Shoal Creek?

Shoal Creek averages 54.5°F in January and 91.0°F in July. Annual rainfall is 58.6 inches . Based on NOAA 30-year climate normals (1991–2020).

What is the population of Shoal Creek?

The population of Shoal Creek, Alabama is 1,171 with a median age of 52.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Shoal Creek?

Key numbers for living in Shoal Creek: cost of living index 93 (100 = US average), median home $681,500, median household income $130,375, crime index 22 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Shoal Creek side by side with your current city to see the trade-offs.