Is Oxford, AL a Good Place to Live?
Oxford is a small city of 22,019 in Alabama, with a median household income of $66,031 and a 4.6% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.
Strengths: Oxford stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Oxford is right for you depends on your priorities — the full breakdown is below.
All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.7Oxford's overall cost of living index is 91.7, where 100 represents the US national average. Living in Oxford costs roughly 8% less than the average American city.
| Metric | Oxford, AL | National Avg |
|---|---|---|
| Median Home Value | $161,700 | $244,900 |
| Median Monthly Rent | $883 | $1,163 |
| Homeownership Rate | 73.7% | 65.9% |
| Median Household Income | $66,031 | $74,755 |
Crime & Safety
Safer than AverageOxford's violent crime rate is 145.0 per 100,000 residents — 62% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oxford is served primarily by Oxford City. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).
| Metric | Oxford, AL | National Avg |
|---|---|---|
| School District | Oxford City | — |
| Elementary Schools | 3 | — |
| Middle Schools | 2 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 14.1:1 | 16:1 |
| Bachelor's Degree or Higher | 23.2% | 35.4% |
| High School Diploma or Higher | 86.1% | 91.1% |
Weather & Climate
Oxford sees average highs of 54.7°F in January and 90.2°F in July, with 52.1 inches of annual precipitation and 1.2 inches of snow per year.
| Metric | Oxford, AL |
|---|---|
| Average High — January | 54.7°F |
| Average High — July | 90.2°F |
| Annual Precipitation | 52.1" |
| Annual Snowfall | 1.2" |
Demographics
| Metric | Oxford, AL | National Avg |
|---|---|---|
| Population | 22,019 | — |
| Median Age | 37.4 | 38.9 |
| Unemployment Rate | 4.6% | 3.7% |
| Avg Commute Time | 22.6 min | 26 min |
| White (non-Hispanic) | 74.1% | 59.3% |
| Black or African American | 16.3% | 13.6% |
| Hispanic or Latino | 5.8% | 18.9% |
| Asian | 1.0% | 6.3% |
| Under 18 | 22.8% | 22.2% |
| 65 and over | 16.2% | 16.8% |
Nearby Cities
ZIP Codes in Oxford
Oxford, AL is covered by 2 ZIP codes: