Median Income
$66,031
household / year
Median Home Value
$161,700
owner-occupied
Median Rent
$883
gross / month
Cost of Living
92
national avg = 100

Is Oxford, AL a Good Place to Live?

Oxford is a small city of 22,019 in Alabama, with a median household income of $66,031 and a 4.6% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Oxford stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Oxford is right for you depends on your priorities — the full breakdown is below.

All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.7

Oxford's overall cost of living index is 91.7, where 100 represents the US national average. Living in Oxford costs roughly 8% less than the average American city.

Metric Oxford, AL National Avg
Median Home Value $161,700 $244,900
Median Monthly Rent $883 $1,163
Homeownership Rate 73.7% 65.9%
Median Household Income $66,031 $74,755

Crime & Safety

Safer than Average

Oxford's violent crime rate is 145.0 per 100,000 residents — 62% lower than the national average of ~380 per 100,000.

Violent Crime
145.0 /100k
Property Crime
2659.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oxford is served primarily by Oxford City. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).

Metric Oxford, AL National Avg
School District Oxford City —
Elementary Schools 3 —
Middle Schools 2 —
High Schools 2 —
Student/Teacher Ratio 14.1:1 16:1
Bachelor's Degree or Higher 23.2% 35.4%
High School Diploma or Higher 86.1% 91.1%

Weather & Climate

Oxford sees average highs of 54.7°F in January and 90.2°F in July, with 52.1 inches of annual precipitation and 1.2 inches of snow per year.

MetricOxford, AL
Average High — January54.7°F
Average High — July90.2°F
Annual Precipitation52.1"
Annual Snowfall1.2"

Demographics

MetricOxford, ALNational Avg
Population22,019—
Median Age37.438.9
Unemployment Rate4.6%3.7%
Avg Commute Time22.6 min26 min
White (non-Hispanic)74.1%59.3%
Black or African American16.3%13.6%
Hispanic or Latino5.8%18.9%
Asian1.0%6.3%
Under 1822.8%22.2%
65 and over16.2%16.8%

Nearby Cities

ZIP Codes in Oxford

Oxford, AL is covered by 2 ZIP codes:

Oxford vs Other Cities

Frequently Asked Questions

Oxford's cost of living index is 92, where 100 is the national average. That makes Oxford roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $161,700 and median rent is $883/month.
Oxford's violent crime rate is 145.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2659.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oxford are operated by Oxford City. The district has 3 elementary, 2 middle, and 2 high schools. The student-to-teacher ratio is 14.1:1. 23.2% of adults 25+ hold a bachelor's degree or higher.
Oxford, AL has a population of 22,019, a median household income of $66,031, and an unemployment rate of 4.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oxford averages 54.7°F in January and 90.2°F in July. Annual rainfall is 52.1 inches with about 1.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Oxford, AL is covered by 2 ZIP codes: 36203, 36260.
The population of Oxford, Alabama is 22,019 with a median age of 37.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oxford: cost of living index 92 (100 = US average), median home $161,700, median household income $66,031, crime index 74 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford side by side with your current city to see the trade-offs.