Owens Cross Roads is a small town of 2,567 in Alabama, with a median household income of $70,750
and a 7.9% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Owens Cross Roads stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Owens Cross Roads is right for you depends on your priorities — the full breakdown is below.
All Owens Cross Roads city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.3
Owens Cross Roads's overall cost of living index is 92.3,
where 100 represents the US national average.
Living in Owens Cross Roads costs roughly 8% less than the average American city.
Metric
Owens Cross Roads, AL
National Avg
Median Home Value
$188,300
$244,900
Median Monthly Rent
$859
$1,163
Homeownership Rate
83.0%
65.9%
Median Household Income
$70,750
$74,755
Crime & Safety
Very Safe
Owens Cross Roads's violent crime rate is 99.3 per 100,000 residents
— 74% lower than the national average of ~380 per 100,000.
Violent Crime
99.3 /100k
Property Crime
794.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Owens Cross Roads is served primarily by Madison County.
The student-to-teacher ratio is 18.4:1
(slightly above the national average of ~16:1).
Metric
Owens Cross Roads, AL
National Avg
School District
Madison County
—
Elementary Schools
16
—
Middle Schools
5
—
High Schools
8
—
Student/Teacher Ratio
18.4:1
16:1
Bachelor's Degree or Higher
24.4%
35.4%
High School Diploma or Higher
81.0%
91.1%
Weather & Climate
Owens Cross Roads sees average highs of 50.3°F in January
and 88.1°F in July,
with 58.1 inches of annual precipitation
and 0.7 inches of snow per year.
Owens Cross Roads's cost of living index is 92, where 100 is the national average.
That makes Owens Cross Roads roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $188,300 and median rent is $859/month.
Owens Cross Roads's violent crime rate is 99.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 794.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Owens Cross Roads are operated by Madison County.
The district has 16 elementary, 5 middle, and 8 high schools.
The student-to-teacher ratio is 18.4:1. 24.4% of adults 25+ hold a bachelor's degree or higher.
Owens Cross Roads, AL has a population of 2,567, a median household income of $70,750, and an unemployment rate of 7.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Owens Cross Roads averages 50.3°F in January and 88.1°F in July. Annual rainfall is 58.1 inches
with about 0.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Owens Cross Roads, Alabama is 2,567 with a median age of 33.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Owens Cross Roads: cost of living index 92 (100 = US average), median home $188,300, median household income $70,750, crime index 31 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Owens Cross Roads side by side with your current city to see the trade-offs.
