Median Income
$54,166
household / year
Median Home Value
$141,900
owner-occupied
Median Rent
$1,026
gross / month
Cost of Living
91
national avg = 100

Is Montgomery, AL a Good Place to Live?

Montgomery is a mid-sized city of 199,819 in Alabama, with a median household income of $54,166 and a 7.2% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Montgomery stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Montgomery is right for you depends on your priorities — the full breakdown is below.

All Montgomery city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Montgomery's overall cost of living index is 90.8, where 100 represents the US national average. Living in Montgomery costs roughly 9% less than the average American city.

Metric Montgomery, AL National Avg
Median Home Value $141,900 $244,900
Median Monthly Rent $1,026 $1,163
Homeownership Rate 53.5% 65.9%
Median Household Income $54,166 $74,755

Crime & Safety

Near National Average

Montgomery's violent crime rate is 594.6 per 100,000 residents — 56% higher than the national average of ~380 per 100,000.

Violent Crime
594.6 /100k
Property Crime
2235.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Montgomery is served primarily by Montgomery County. The student-to-teacher ratio is 17.6:1 (slightly above the national average of ~16:1).

Metric Montgomery, AL National Avg
School District Montgomery County —
Elementary Schools 30 —
Middle Schools 9 —
High Schools 9 —
Student/Teacher Ratio 17.6:1 16:1
Bachelor's Degree or Higher 33.1% 35.4%
High School Diploma or Higher 87.6% 91.1%

Weather & Climate

Montgomery sees average highs of 60.2°F in January and 94.2°F in July, with 54.6 inches of annual precipitation and 0.3 inches of snow per year.

MetricMontgomery, AL
Average High — January60.2°F
Average High — July94.2°F
Annual Precipitation54.6"
Annual Snowfall0.3"

Demographics

MetricMontgomery, ALNational Avg
Population199,819—
Median Age36.138.9
Unemployment Rate7.2%3.7%
Avg Commute Time19.9 min26 min
White (non-Hispanic)29.0%59.3%
Black or African American62.7%13.6%
Hispanic or Latino2.6%18.9%
Asian3.5%6.3%
Under 1823.7%22.2%
65 and over15.3%16.8%

Nearby Cities

ZIP Codes in Montgomery

Montgomery, AL is covered by 18 ZIP codes:

Montgomery vs Other Cities

Frequently Asked Questions

Montgomery's cost of living index is 91, where 100 is the national average. That makes Montgomery roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $141,900 and median rent is $1,026/month.
Montgomery's violent crime rate is 594.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2235.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Montgomery are operated by Montgomery County. The district has 30 elementary, 9 middle, and 9 high schools. The student-to-teacher ratio is 17.6:1. 33.1% of adults 25+ hold a bachelor's degree or higher.
Montgomery, AL has a population of 199,819, a median household income of $54,166, and an unemployment rate of 7.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montgomery averages 60.2°F in January and 94.2°F in July. Annual rainfall is 54.6 inches with about 0.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Montgomery, AL is covered by 18 ZIP codes: 36108, 36117, 36116, 36109, 36110, 36105, 36104, 36106, 36111, 36107, 36043, 36112, 36113, 36115, 36057, 36130, 36114, 36101.
The population of Montgomery, Alabama is 199,819 with a median age of 36.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montgomery: cost of living index 91 (100 = US average), median home $141,900, median household income $54,166, crime index 136 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Montgomery side by side with your current city to see the trade-offs.