What are the schools like in Loxley, AL?

Loxley is served primarily by Baldwin County. The district operates 25 elementary schools, 8 middle schools, and 11 high schools with a student-to-teacher ratio of 15.6:1.

What is the median household income in Loxley?

The median household income in Loxley, AL is $89,435 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 1.0%.

What is the weather like in Loxley, AL?

Loxley has an average high temperature of 61.0°F in January and 89.8°F in July. Annual precipitation averages 68.3 inches and annual snowfall averages 0.1 inches.

Loxley, AL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Loxley, AL affordable or expensive?

Loxley's cost of living index is 97, where 100 represents the national average. This means Loxley is 3% less expensive than the average US city. The median home value is $310,700 and the median rent is $1,111 per month.

Q: What is the crime rate in Loxley, AL?

Loxley has a violent crime rate of 379.5 incidents per 100,000 residents and a property crime rate of 2356.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Loxley, AL a Good Place to Live?

Loxley is a small town of 3,757 in Alabama, with a median household income of $89,435 and a 1.0% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Loxley stands out for an affordable cost of living, solid school ratings (B).

Trade-offs: No major red flags stand out in the available data. Whether Loxley is right for you depends on your priorities — the full breakdown is below.

All Loxley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.8

Loxley's overall cost of living index is 96.8, where 100 represents the US national average. Living in Loxley costs roughly 3% less than the average American city.

Metric	Loxley, AL	National Avg
Median Home Value	$310,700	$244,900
Median Monthly Rent	$1,111	$1,163
Homeownership Rate	84.4%	65.9%
Median Household Income	$89,435	$74,755

Crime & Safety

Near National Average

Loxley's violent crime rate is 379.5 per 100,000 residents — 0% lower than the national average of ~380 per 100,000.

Violent Crime

379.5 /100k

Property Crime

2356.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Loxley is served primarily by Baldwin County. The student-to-teacher ratio is 15.6:1 (better than the national average of ~16:1).

Metric	Loxley, AL	National Avg
School District	Baldwin County	—
Elementary Schools	25	—
Middle Schools	8	—
High Schools	11	—
Student/Teacher Ratio	15.6:1	16:1
Bachelor's Degree or Higher	29.3%	35.4%
High School Diploma or Higher	91.0%	91.1%

Weather & Climate

Loxley sees average highs of 61.0°F in January and 89.8°F in July, with 68.3 inches of annual precipitation and 0.1 inches of snow per year.

Metric	Loxley, AL
Average High — January	61.0°F
Average High — July	89.8°F
Annual Precipitation	68.3"
Annual Snowfall	0.1"

Demographics

Metric	Loxley, AL	National Avg
Population	3,757	—
Median Age	36.3	38.9
Unemployment Rate	1.0%	3.7%
Avg Commute Time	26.7 min	26 min
White (non-Hispanic)	90.8%	59.3%
Black or African American	3.2%	13.6%
Hispanic or Latino	0.4%	18.9%
Asian	1.2%	6.3%
Under 18	21.2%	22.2%
65 and over	6.8%	16.8%

Nearby Cities

Stapleton, AL 5 mi Spanish Fort, AL 8 mi Robertsdale, AL 9 mi Daphne, AL 9 mi Silverhill, AL 10 mi

ZIP Codes in Loxley

Loxley, AL is covered by 1 ZIP code:

36551

Loxley vs Other Cities

Loxley, AL vs Stapleton, AL Loxley, AL vs Spanish Fort, AL Loxley, AL vs Robertsdale, AL Loxley, AL vs Daphne, AL Loxley, AL vs Silverhill, AL

Frequently Asked Questions

Is Loxley, AL affordable or expensive?

Loxley's cost of living index is 97, where 100 is the national average. That makes Loxley roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $310,700 and median rent is $1,111/month.

What is the crime rate in Loxley, AL?

Loxley's violent crime rate is 379.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2356.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Loxley?

Public schools in Loxley are operated by Baldwin County. The district has 25 elementary, 8 middle, and 11 high schools. The student-to-teacher ratio is 15.6:1. 29.3% of adults 25+ hold a bachelor's degree or higher.

Is Loxley, AL a good place to live?

Loxley, AL has a population of 3,757, a median household income of $89,435, and an unemployment rate of 1.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Loxley?

Loxley averages 61.0°F in January and 89.8°F in July. Annual rainfall is 68.3 inches with about 0.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Loxley?

Loxley, AL is covered by 1 ZIP code: 36551.

What is the population of Loxley?

The population of Loxley, Alabama is 3,757 with a median age of 36.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Loxley?

Key numbers for living in Loxley: cost of living index 97 (100 = US average), median home $310,700, median household income $89,435, crime index 105 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Loxley side by side with your current city to see the trade-offs.