Median Income
$51,250
household / year
Median Home Value
$192,000
owner-occupied
Median Rent
$900
gross / month
Cost of Living
89
national avg = 100

Is Loachapoka, AL a Good Place to Live?

Loachapoka is a small town of 227 in Alabama, with a median household income of $51,250 and a 5.9% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Loachapoka stands out for an affordable cost of living, below-average home prices, solid school ratings (B).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Loachapoka is right for you depends on your priorities — the full breakdown is below.

All Loachapoka city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.9

Loachapoka's overall cost of living index is 88.9, where 100 represents the US national average. Living in Loachapoka costs roughly 11% less than the average American city.

Metric Loachapoka, AL National Avg
Median Home Value $192,000 $244,900
Median Monthly Rent $900 $1,163
Homeownership Rate 52.0% 65.9%
Median Household Income $51,250 $74,755

Crime & Safety

Safer than Average

Loachapoka's violent crime rate is 270.4 per 100,000 residents — 29% lower than the national average of ~380 per 100,000.

Violent Crime
270.4 /100k
Property Crime
1453.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Loachapoka is served primarily by Lee County. The student-to-teacher ratio is 14.8:1 (better than the national average of ~16:1).

Metric Loachapoka, AL National Avg
School District Lee County
Elementary Schools 7
Middle Schools 2
High Schools 6
Student/Teacher Ratio 14.8:1 16:1
Bachelor's Degree or Higher 31.7% 35.4%
High School Diploma or Higher 100.0% 91.1%

Weather & Climate

Loachapoka sees average highs of 56.1°F in January and 89.2°F in July, with 55.2 inches of annual precipitation and 0.7 inches of snow per year.

MetricLoachapoka, AL
Average High — January56.1°F
Average High — July89.2°F
Annual Precipitation55.2"
Annual Snowfall0.7"

Demographics

MetricLoachapoka, ALNational Avg
Population227
Median Age37.538.9
Unemployment Rate5.9%3.7%
Avg Commute Time51.6 min26 min
White (non-Hispanic)64.3%59.3%
Black or African American28.6%13.6%
Hispanic or Latino0.0%18.9%
Asian0.4%6.3%
Under 1812.3%22.2%
65 and over18.5%16.8%

Nearby Cities

ZIP Codes in Loachapoka

Loachapoka, AL is covered by 1 ZIP code:

Loachapoka vs Other Cities

Frequently Asked Questions

Loachapoka's cost of living index is 89, where 100 is the national average. That makes Loachapoka roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $192,000 and median rent is $900/month.
Loachapoka's violent crime rate is 270.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1453.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Loachapoka are operated by Lee County. The district has 7 elementary, 2 middle, and 6 high schools. The student-to-teacher ratio is 14.8:1. 31.7% of adults 25+ hold a bachelor's degree or higher.
Loachapoka, AL has a population of 227, a median household income of $51,250, and an unemployment rate of 5.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Loachapoka averages 56.1°F in January and 89.2°F in July. Annual rainfall is 55.2 inches with about 0.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Loachapoka, AL is covered by 1 ZIP code: 36865.
The population of Loachapoka, Alabama is 227 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Loachapoka: cost of living index 89 (100 = US average), median home $192,000, median household income $51,250, crime index 70 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Loachapoka side by side with your current city to see the trade-offs.