Geraldine is a small town of 1,122 in Alabama, with a median household income of $51,923
and a 2.1% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Geraldine stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Geraldine is right for you depends on your priorities — the full breakdown is below.
All Geraldine city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.2
Geraldine's overall cost of living index is 89.2,
where 100 represents the US national average.
Living in Geraldine costs roughly 11% less than the average American city.
Metric
Geraldine, AL
National Avg
Median Home Value
$177,800
$244,900
Median Monthly Rent
$604
$1,163
Homeownership Rate
68.0%
65.9%
Median Household Income
$51,923
$74,755
Crime & Safety
Safer than Average
Geraldine's violent crime rate is 218.8 per 100,000 residents
— 42% lower than the national average of ~380 per 100,000.
Violent Crime
218.8 /100k
Property Crime
1531.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Geraldine is served primarily by DeKalb County.
The student-to-teacher ratio is 16.0:1
.
Metric
Geraldine, AL
National Avg
School District
DeKalb County
—
Elementary Schools
3
—
Middle Schools
1
—
High Schools
3
—
Student/Teacher Ratio
16.0:1
16:1
Bachelor's Degree or Higher
28.7%
35.4%
High School Diploma or Higher
83.3%
91.1%
Weather & Climate
Geraldine sees average highs of 49.2°F in January
and 87.6°F in July,
with 56.6 inches of annual precipitation
and 1.2 inches of snow per year.
Geraldine's cost of living index is 89, where 100 is the national average.
That makes Geraldine roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $177,800 and median rent is $604/month.
Geraldine's violent crime rate is 218.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1531.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Geraldine are operated by DeKalb County.
The district has 3 elementary, 1 middle, and 3 high schools.
The student-to-teacher ratio is 16.0:1. 28.7% of adults 25+ hold a bachelor's degree or higher.
Geraldine, AL has a population of 1,122, a median household income of $51,923, and an unemployment rate of 2.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Geraldine averages 49.2°F in January and 87.6°F in July. Annual rainfall is 56.6 inches
with about 1.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Geraldine, AL is covered by 1 ZIP code: 35974.
The population of Geraldine, Alabama is 1,122 with a median age of 37.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Geraldine: cost of living index 89 (100 = US average), median home $177,800, median household income $51,923, crime index 64 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Geraldine side by side with your current city to see the trade-offs.
