Below Average CostSafer than AverageCullman County
Cullman-aerial-real-estate-photography (21 of 21).1 · Dave warren80 / CC BY-SA 4.0Cullman Alabama First Methodist Church Damage · WildBamaBoy / CC BY 2.0
Cullman is a small city of 18,434 in Alabama, with a median household income of $59,982
and a 2.6% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Cullman stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Cullman is right for you depends on your priorities — the full breakdown is below.
All Cullman city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.4
Cullman's overall cost of living index is 92.4,
where 100 represents the US national average.
Living in Cullman costs roughly 8% less than the average American city.
Metric
Cullman, AL
National Avg
Median Home Value
$200,900
$244,900
Median Monthly Rent
$840
$1,163
Homeownership Rate
61.6%
65.9%
Median Household Income
$59,982
$74,755
Crime & Safety
Safer than Average
Cullman's violent crime rate is 215.3 per 100,000 residents
— 43% lower than the national average of ~380 per 100,000.
Violent Crime
215.3 /100k
Property Crime
2466.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Cullman is served primarily by Cullman County.
The student-to-teacher ratio is 18.0:1
(slightly above the national average of ~16:1).
Metric
Cullman, AL
National Avg
School District
Cullman County
—
Elementary Schools
12
—
Middle Schools
5
—
High Schools
9
—
Student/Teacher Ratio
18.0:1
16:1
Bachelor's Degree or Higher
32.6%
35.4%
High School Diploma or Higher
90.2%
91.1%
Weather & Climate
Cullman sees average highs of 52.3°F in January
and 89.7°F in July,
with 60.3 inches of annual precipitation
and 0.6 inches of snow per year.
Cullman's cost of living index is 92, where 100 is the national average.
That makes Cullman roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $200,900 and median rent is $840/month.
Cullman's violent crime rate is 215.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2466.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cullman are operated by Cullman County.
The district has 12 elementary, 5 middle, and 9 high schools.
The student-to-teacher ratio is 18.0:1. 32.6% of adults 25+ hold a bachelor's degree or higher.
Cullman, AL has a population of 18,434, a median household income of $59,982, and an unemployment rate of 2.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cullman averages 52.3°F in January and 89.7°F in July. Annual rainfall is 60.3 inches
with about 0.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Cullman, AL is covered by 2 ZIP codes: 35055, 35058.
The population of Cullman, Alabama is 18,434 with a median age of 42.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cullman: cost of living index 92 (100 = US average), median home $200,900, median household income $59,982, crime index 81 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Cullman side by side with your current city to see the trade-offs.