Median Income
$50,446
household / year
Median Home Value
$92,700
owner-occupied
Median Rent
$831
gross / month
Cost of Living
86
national avg = 100

Is Cherokee, AL a Good Place to Live?

Cherokee is a small town of 890 in Alabama, with a median household income of $50,446 and a 7.5% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Cherokee stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Cherokee is right for you depends on your priorities — the full breakdown is below.

All Cherokee city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.6

Cherokee's overall cost of living index is 85.6, where 100 represents the US national average. Living in Cherokee costs roughly 14% less than the average American city.

Metric Cherokee, AL National Avg
Median Home Value $92,700 $244,900
Median Monthly Rent $831 $1,163
Homeownership Rate 73.7% 65.9%
Median Household Income $50,446 $74,755

Crime & Safety

Safer than Average

Cherokee's violent crime rate is 273.3 per 100,000 residents — 28% lower than the national average of ~380 per 100,000.

Violent Crime
273.3 /100k
Property Crime
1754.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cherokee is served primarily by Colbert County. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).

Metric Cherokee, AL National Avg
School District Colbert County —
Elementary Schools 5 —
Middle Schools N/A —
High Schools 3 —
Student/Teacher Ratio 14.1:1 16:1
Bachelor's Degree or Higher 11.1% 35.4%
High School Diploma or Higher 88.9% 91.1%

Weather & Climate

Cherokee sees average highs of 49.4°F in January and 88.4°F in July, with 59.8 inches of annual precipitation and 0.6 inches of snow per year.

MetricCherokee, AL
Average High — January49.4°F
Average High — July88.4°F
Annual Precipitation59.8"
Annual Snowfall0.6"

Demographics

MetricCherokee, ALNational Avg
Population890—
Median Age47.138.9
Unemployment Rate7.5%3.7%
Avg Commute Time26.5 min26 min
White (non-Hispanic)72.7%59.3%
Black or African American17.1%13.6%
Hispanic or Latino8.2%18.9%
Asian0.0%6.3%
Under 1822.6%22.2%
65 and over23.6%16.8%

Nearby Cities

ZIP Codes in Cherokee

Cherokee, AL is covered by 1 ZIP code:

Cherokee vs Other Cities

Frequently Asked Questions

Cherokee's cost of living index is 86, where 100 is the national average. That makes Cherokee roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $92,700 and median rent is $831/month.
Cherokee's violent crime rate is 273.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1754.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cherokee are operated by Colbert County. The district has 5 elementary, several middle, and 3 high schools. The student-to-teacher ratio is 14.1:1. 11.1% of adults 25+ hold a bachelor's degree or higher.
Cherokee, AL has a population of 890, a median household income of $50,446, and an unemployment rate of 7.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cherokee averages 49.4°F in January and 88.4°F in July. Annual rainfall is 59.8 inches with about 0.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cherokee, AL is covered by 1 ZIP code: 35616.
The population of Cherokee, Alabama is 890 with a median age of 47.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cherokee: cost of living index 86 (100 = US average), median home $92,700, median household income $50,446, crime index 77 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Cherokee side by side with your current city to see the trade-offs.